Money Smart Questions and Tips

"As you manage your money, you manage your life." -- Dan Millman

"A lean purse is easier to cure than endure." -- George S. Clason

"If your outgo exceeds your income, then your upkeep will be your downfall." -- Bill Earle

"If money be not thy servant, it will be thy master." -- Francis Bacon

"Debt is a form of poverty - and one of the cruelest. It gives you the illusion of having more money than you do." -- Jerrold Mundis

"Choosing wealth as a goal requires facing everything about your money bravely, honestly, with courage - which is a very, very hard thing for most of us to do. But it can be done." -- Suze Orman

"We can respond creatively to what we experience as life-depriving and become richer in spirit for having met the challenge." -- Tad Crawford

Ask yourself these smart questions:

• Exactly how much money do you earn in one month?
• Exactly how much have you spent in the past month?
• How much do you owe?
• How much does your debt cost you each month?
• How much have you put into savings this month?
• How are you choosing to spend your money?
• How can you cut your expenses this week?
• How can you bring more money into your life?

If you want to be free of ongoing financial struggles, you must know the details of how money moves through your life. Few people have the facts of their finances. Begin to gather the hard data of your earning and spending. You'll find knowing this information is surprisingly empowering.

Once you have the facts, you then need to look honestly at your life. How could you begin to move toward financial stability and sufficiency at this time? Do you need more income? Do you need to trim back your lifestyle? Reduce your debt? What can you do now that would move you one step closer to having control over the money in your life?

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